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INTRODUCTION |
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| Model insurance was established in 2007 with a user friendly telephone method of
insurance. It is still like this today and continues our key to success.
Instead of using the usual complicated insurance industry jargon, we have used plain
English to make things a whole lot easier as possible. |
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| INCLUDES |
| This policy includes content to the sharing of private underwriting and claims information
As set out in the standard disclosures made in terms of the financial advisory and intermediary
Service act. |
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| CONTENT |
- General terms & conditions
- Vehicle comprehensive cover
- Vehicle third party fire and theft cover
- Home contents
- Portable possessions
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| GENERAL TERMS AND CONDITIONS |
| This section explains the rules relating to your cover, the schedule, terms and conditions
together with any correspondence sent to you, as well as any verbal agreement we make, from
the policy of insurance between you and us. Please insure that you are familiar with the content
of all the documents and that all the detail noted on the schedule is correct in every respect. |
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| INDEMNIFY |
| Subject to the terms of your policy we have the option to pay, replace or repair through a supplier
of our choice. |
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| POLICY CHANGES AND CANCELLATION |
We may change or cancel your policy by giving you 30 days notice. We may give notice verbally,
Electronically, by fax or post to your last known address. Any change or cancellation that you
Make will be effective from the time and date agreed to. Please note that if you cancel your policy
During the course of an insured month, the premium paid for the rest of that month will not be
refunded to you. If you no longer want insurance your refund will be very limited to amounts
actually paid in the five months before the cancellation.
Your policy is a monthly policy and you must make the monthly payments in advance on the
deduction dates as they are stated on the schedule. If we did not receive a payment for a policy
on the deduction date you will not have any cover for the period for which you did not pay, if
we did not receive payment for two months your policy will be cancelled immediately with no refund.
See policy documents for further information when insured. Click here for a quote |